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Get interest payed without tax taken off

nadeem — Thu, 10 May 2012 09:47:00 +0000

If you earn less than your taxable allowance per year you should not be paying tax on any interest from money in your bank accounts.

The allowance is around £8100 for 2012/13. Check the exact figures for your circumstances here on the UK government website.

Take this quick online test to see if you should not be paying tax http://www.hmrc.gov.uk/calcs/r85/, on the official UK government website. It asks a few simple questions then calculates if you are under the limit or not.

If it advises you to fill in a R85 form, print them from here (or ask for one in any bank branch) fill them in and hand over at the banches where your accounts are.

The bank will then pay you interest without taking 20% off in tax. So for example, for normal tax payers, if you have an account paying 5% on £10000 they would take off 1% (£100) and pay you 4% (£400) for the years interest. After filling in an r85 form they would pay you the full 5% (£500).

Compare Top Offers prices in Tesco, Asda, Sainsbury & Waitrose via mySupermarket

nadeem — Thu, 10 May 2012 08:38:21 +0000

Great website showing prices and offers. See all BOGOF’s and special offers before you visit the store or order online!

MySupermarket.co.uk Screenshot

Compare Top Offers prices via mySupermarket.

You can selct the store from the left sidebar and your shopping basket and the current products your viewing will be updated automatically.

Click an item picture and it will give you comparisons in price from each supermarket so you can see who is cheapest.

Click the dropdown menu on the top right and “Sort by > Price Per Unit” showing you which items are best value.

The Weather Has Taken Over, Planes Diverted!

nadeem — Sun, 19 Dec 2010 22:26:11 +0000

Views of garden, photos stiched together using photoshop cs5. Click to see super hi-res.

Gardens covered in snow. Plane Diverted, Mum and Aunty in Germany lol

£99 laptop: Asus 901

nadeem — Fri, 01 Oct 2010 10:56:55 +0000

I love my Asus 901, I paid £107 including postage for a 2mb 16gb sdd model on ebay. I’ve seen them selling for as little as £89 (1mb 12gb models). Considering they sell new for around £250 new 2nd user Asus 901′s are incredible value.

My Asus 901

It has a huge six hour battery life, plays full screen video/sopcast (i’ve watched live football and cricket on it recently). It also has a VGA monitor out, so you can output to a larger lcd screen or projector.

Mine came with windows XP (alternate is the Linex model which has 20gb SSDs – Solid State Drives). I have since wiped of XP and installed Windows 7 Ultimate! Now Its part of our homegroup I can copy files from my desktop PC directly to the Asus and vice versa.

It has 3 USB ports, a network port, mic, headphone, and k socket. It has a 1.3 mega pixel webcam on the screen lid top, bluetooth(to which i connect my mobile phone for transfering music/pictures/texting via keyboard) .

It has an Intel Atom N270 processor running at 1.6mhz. You have the option of upping that to 1.8 mhz via the taskbar tray for super high performance, or 1.2 mhz for battery saving.

I would recommend the 2gb model with 20gb ssds. Get as much bang for your buck as you can. Since you have to remove the 1gb memory module and replace with a 2gb your better off buying it pre-installed (it only has one slot for memory).

There is no conventional hard drive in these! The 901 actually has 2 ssds, one 4gb super fast primary drive for holding the operating system, and a larger 12gb or 16gb drive. SSD is flash storage similar to memory in usb sticks, so no moving parts, silent and cool. I bought an additional Transend 16gb class 10 SDHC card that fits inside the card reader (from www.mymemory.co.uk) for £20, giving a total 32gb storage, 28gb usable after installing w7.

Up and running windows 7!

The screen size is 8.9” from corner to corner and supports a maximum resolution of 1024×600.

In summary this is a fully functioning notebook/laptop. Great for travelling, reading ebooks/mags, watching video, listening to music, and most importantly surfing the Internet. You may think ‘o, its only got 20gb’ – but when you are connected to the Internet you have the whole www at your fingertips, why would you want to carry around a hot noisy hard drive?

Get 11% interest on £1000 trick

nadeem — Thu, 30 Sep 2010 08:27:16 +0000

If you have a spare £1000 saved you can earn £110 plus £150 in bonus this year. Probably alot better than the 2.5% (£25) your currently getting from your saving account. Here is how:

Halifax will pay you £5 every month for paying £1000 in to their current account. www.halifax.co.uk
Now Santander pay you 5% (on upto£2500) if you pay £1000 in each month to their current account. www.santander.co.uk

So the trick is to setup standing orders betweeen both accounts, the £1000 pings between both accounts each month.

Set up two standing orders between the accounts (easily setup online) : 1st from the Santander account (where it stays most of the month as they will pay you the interest), transfer to the Hallifax account, leave three days for it to enter the account, then return it back to the Santander account with the second standing order.

You can earn £185 from £2500 savings using this method. £60 from Hallifax, £125 from Santander. That works out to 7.4% interest on £2500.

Or earn £110 from £1000, £60 from Hallifax, £50 from Santander, working out a whopping 11% on £1000!

Additionally you can “transfer” from your existing accounts, you will also get £50 and £100 one off bonuses.

Free Nectar points for using Yahoo search toolbar.

nadeem — Wed, 29 Sep 2010 12:23:20 +0000

Get up to 50 points per month for using searcher toolbar. Great if you shop at Sainsbury’s. Im saving up for a round the world cruise ETD: 2024!

nectar.com/collect/toolbar/home.points

How it works: you install the addon for your browser, enter your nectar card number, and the points get added automatically to your account, you can check them online.

I disable the toolbar after i reached the max 50 points Tools>Manage Add-ons, as it does slow the browser down a touch in IE8.

You can also disable the flash/shockwave plugin there if you dont want those cpu hungry ads slowing your working day down.

Making “404 page not found” redirect to your home page

nadeem — Tue, 28 Sep 2010 09:18:33 +0000

If you want any broken links or missing page requests (404 page not found) to be redirected to your home page you can add a line of code in your cpanel.

Login to your cpanel, go to advanced, error pages, select your domain, select 404 (not found), copy and paste the following code into line 1, hit save, your done!

you can also do the same for the other 4 error pages:
400 (Bad request)
401 (Authorization required)
403 (Forbidden)
404 (Not found)
500 (Internal server error)

You will now never lose traffic due to google/other sites linking to pages you have deleted, or renamed.

For WordPress you need to edit your 404.php to redirect to your home page.

In wp-admin>Appearance>Themes>Editor by wrapping the below code inside ”?>"

header(“HTTP/1.1 301 Moved Permanently”);
header(“Location: “.get_bloginfo(‘url’));
exit();

give by clicking http://www.freerice.com so you dont feel so bad when you stuff your face at lunchtime

nadeem — Tue, 20 Apr 2010 16:20:51 +0000

: www.freerice.com

Feed the hungry.

New Look #Design For My Site! Please leave comments > www.nad33m.com

nadeem — Tue, 13 Apr 2010 21:23:26 +0000

I think the red is too light, i will darken it soon.

Update: I trashed the red/blue theme, gone for white cloady/rainbow design.

Take a look : www.nad33m.com

Use Bing Search and Raise Money For Sports Relief

nadeem — Sat, 27 Mar 2010 19:35:57 +0000

Download a small program it saves the number of times you search. (Microsoft assures it does not track what you search just how much )

Make sure your logged in when you search. Perfect way to raise money if you use search engines in your work or hobbies.

Also it works with image searches and so its great for using when looking for graphics or designs. Click banner bellow to get started!

update: this no longer is avaialble from bing.